KEY ESTATE PLANNING DOCUMENTS

WILL

Outlines how your assets will be distributed after your death and names an executor to manage your estate. If you have minor children, your will allows you to appoint a guardian to care for them in the event both parents pass away.

TRUST

Transfers ownership of your assets to a trust you create during your lifetime. You manage the assets while alive; the trustee you name takes over after your death. A living trust avoids probate in most cases, saving time, money, and maintaining privacy.

POWER OF ATTORNEY

Authorizes someone you trust to make financial and legal decisions on your behalf. It can take effect immediately or only if you become incapacitated. You can limit their authority to specific tasks or transactions.

ADVANCED HEALTHCARE DIRECTIVE

Specifies your medical care preferences and names a trusted person to make healthcare decisions if you are unable to speak for yourself. Ensures your wishes are followed during a medical crisis.